Advice Selling

I am here for you

As your CENTURY 21® REALTOR®
I want you to place your confidence in me.

Buying a home is one of the largest financial transactions that you will make. With many important questions to consider you need an educated Agent that you can trust. With my expertise, market knowledge, and determination we will find exactly what you are looking for!

Our professional relationship goes beyond the transaction.
I am here for you. I am available to answer any questions that you may have and I will provide you with resources that will save you time and money!

Advice Selling

I am here for you

As your CENTURY 21® REALTOR®
I want you to place your confidence in me.

Buying a home is one of the largest financial transactions that you will make. With many important questions to consider you need an educated Agent that you can trust. With my expertise, market knowledge, and determination we will find exactly what you are looking for!

Our professional relationship goes beyond the transaction.
I am here for you. I am available to answer any questions that you may have and I will provide you with resources that will save you time and money!

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HOME BUYER'S GLOSSARY

AMORTIZATION PERIOD

The number of years it takes to repay the entire amount of the financing based on a set of fixed payments.

APPRASIAL

The process of determining the market value of a property.

CLOSED MortgageS

A mortgage that can not be prepaid or negotiated for a set period of time without penalties.

Closing date

The date on which the new owner takes possession of the property and the sale becomes final.

Collateral

An asset, such as term deposit, Canada Savings Bond, or automobile, that you offer as security for a loan.

Deposit

A sum of money deposited in trust by the purchaser on making an offer to purchase. When the offer is accepted by the vendor (Seller), the deposit is held in trust by the listing real estate broker, lawyer, or notary, until the closing date of sale, at which point it is given to the vendor.

Equity

The difference between the market value of the property and any outstanding mortgages registered against the property. This difference belongs to the owner of that property.

MORTGAGE

A mortgage is a loan that uses a piece of real estate as a security. Once the loan is paid-off, the lender provides a discharge for that mortgage.

Term

The period of time the financing agreement covers. The terms available are; 6 month, 1,2,3,4,5,6,7,10 year terms, and the interest rate will be fixed for whatever term one chooses.

Take the next step in your journey

I look forward to working with you and helping you reach your home ownership goals. Reach out to get in touch and start the process today. I offer:

Personalized service

Local market knowledge

Excellent communication

Strong negotiating skills

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